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Mortgage Rates

Featured Listings

Mortgage Rates

Current Rates

National Average Rate* Points
30-Year Fixed 3.54% 0.5
15-Year Fixed 2.81% 0.5
ARM 2.74% 0.5

* Conforming FNMA Loan Amount. Rates last updated Jun 18, 2016


Option First Realty ®

Debra Garcia-Mangogna
475 E.Main Street
Suite 108
Patchogue, NY 11772
Phone: (631) 758-6800
Fax# : 631-447-5218


Thanks for all your help in making our “dream home” a reality. We really appreciated that you went the extra mile to get us the best price for our home. You are truly a professional.
John and Jane Doe

In all our dealings with Realtors over the past ten years, we have never met anyone as helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced Realtor who cares about getting things done and doing them right! Thanks for taking such good care of us, we couldn’t have done it without you!

Jane and John Doe